Hello @ all, When I got my contribution invoice for 2010 yesterday and found out that I paid 200 EUR more than the cheapest provider (with the same services) … yes DAAA I had to pay my insurance representative a visit. He checked my contract and BUMS ZACK BOING came out bottom line 130 EUR less – EINFACH SO … without entering into immoral offers, making handstands or whatever! Simple reason: The old contract is simply more expensive than the new contract – an automatic change in favour of the policyholders takes place at NO company! He has printed out the new contract and I have signed – 130 EUR/year saved and my insurance representative BEFORE THE LOCATION (which I can always ask everything) I also keep! Just check your tariffs online (there are enough insurance comparisons, e.g. check24 de) and should hit you > REDET with your insurance.