Hi all together, I have a comprehensive (Allianz) and assume that if I do not cause a grossly negligent accident (no matter what consequences), it will compensate me for the car and the damage. Now I have heard that the Gothar (I call the name – but clearly refer to the rumor factor!) rejects the damage compensation on the grounds that the driver has drunk a glass of cyclist. OK, supposedly the police had the alk control just above the 0.3Promille, in the K but then clearly below it. Since I don’t connect the car and alcohol (in this sense now) it will not (hopefully) affect me like that. But then I wonder why we have the limit. Then every insurance should point out fat and big … Or is all this just a rumor? Good ride! Torsten – the XC fan (and again a contribution without picture, I let down. oli – I try however (again) 😉