Affected – minor damage…

Hello, I stayed slightly hegen on Friday while parking on a parked car. The damage amounts to a few surface scrapers nothing else. The owner of the car insists on having an expert report made, which is also fine. Now my question is how high you estimate the damage report. Stand now before choosing to report it to the insurance company (rather reluctantly) or to pay for the damage report from your own pocket. What is wiser? Grü0ß Mockikfreek