Hello dear ones, îch just need a neutral opinion: Currently I drive a polo style (built in 2012). Now I would like to exchange my beloved first car for a bigger car: Golf Variant (110 hp). Test drives, many conversations etc. have already taken place at VW… now only the question arises – new car or annual car?! The following offers were made to me, with examples:New car Golf Variant “Lounge” BlueMotion 1.2 l TSI 81 kW (110 hp 6-speed car price: 25.30 0 With special equipment: 27,090€ My car will be taken as a down payment with 7800€. Overall I would then be with a loan sum (+ interest, blabla) at 21,626 € Advantages: 5 years warranty Maintenance Plus for 12,90€ plus extra requests are in the lounge package with in-house annual car Golf Variant “CUP” 1,2 CLBM 81 TSI M6F With all Pi Pa Po… (business package, trailer, parking assistant, multifunctional display, Climatronic, blabla…) much that is already in the lounge. In the car price: 21,776€ Advance payment for my car: 4000€ (would consider selling it privately beforehand) Loan amount: 19.301€ Disadvantage: 1 year warranty So… annual car vs. new car.. that makes a price difference of “only” 2000€… Actually I was so far for an annual car.. you can beat something out pricely, but the difference is so low.. and with a new car I get a great guarantee! I also don’t know how far I can still act… Maybe give t it here yes a few neutral advices Dear greetings, Helena