Hello, at my car dealership I received the following offer for a Peugeot 308: Peugeot 308 SW GT with 20,000Km (EZ 13.04.2018): € 23.880,- in which financing contract says: Purchase price: Car: € 24.040,- (incl. approval) CAP insurance: € 1482,76 Rest of debt insurance expenses: € 2.462,66 Total credit transfer: € 27.984,42 Interest rates: € 3.473,54 /Eff. annual interest rate 2.99%/Total amount: € 31.457,96 (71 months a € 291,-) Final rate: € 10.802,64 I would like to ask the following questions: – Sales r did not offer me the GAP insurance and residual debt insurance expenses as an option, but calculated from the beginning. Is it normal? Suppose they would be optional, would be for € 4000,- quite expensive options. Maybe this is about sensible insurances, I would have expected to ask me anyway … 2. Question concerns the final rate calculation. According to the contract the basis is 7500Km / year. How far is it problematic? I drive about 50,000Km / year. How do you find there The offer for the car? Gr. I.