Hello together, to the background: I used to have a somewhat bad lifestyle and unfortunately did not pay attention to my finances, thereby building up debts. I stood very negative in the Schufa, meanwhile everything has been wiped out and the last thing Mtte found its end in 2017 and since then (as the only thing) stands as done in the Schufa. My score is of course still in the bucket, which rises only very slowly. I have a regulated income, am official at life time Now I want and need a new car because my mind is so slowly giving up. It is not supposed to be incredibly expensive, but an annual car or day registration would be nice, so around the 15,000 Euro (Ford Focus or similar) Since I really wanted to appear as a cash payer was the original plan to take a loan and pay cash at the dealer. Unfortunately I can’t get this one, although everything is done and nu This is why the question (of course I know no one has a glass ball but someone has had similar experiences or is a banker with a car bank or AUrto seller or or or…): What do auto banks say about it? Before I embarrass myself with the seller I wanted to ask here. Are auto banks more kulant? The car remains finally as security in the dealer’s possession. Ode r I don’t need to try it at all and end?` I would be grateful about a few experiences!