Hideho.. was taken to the side in mid-December (I have no guilt), accident was taken by police and accident opponents were warned for a fee. I reported the accident on the same day to the opposing insurance company (Fridays).. 3 days later (Mondays) an expert then examined the damage. On 24.12.05 I then received the report, so I assume that the opposing insurance company (R&V) will receive the report at the latest on 28.12.05 On 30.12.05 I received a questionnaire of the insurance which I sent back on 03.01.05. After I have not heard about the insurance for a month, I wrote an e-mail on 29.01.05 of the insurance and asked to regulate the damage now finally. Then I received a letter with the note that the accident opponent has not yet reported the accident *gruml* and that they will report as soon as possible. So until today (about 1 1/2 months after the accident) I have received neither a message nor a refund of my damage.. What do you advise me now? Should I take a lawyer who takes care of the matter? So long it is enough for me.. Beo , a last accident (accident object at the AXA) was paid within 1 1/2 weeks of the damage. So I feel like 1 1/2 months ago I own it. No time limits?