Hello together, I need your help. I’m not sure at the moment if this is a good offer or if I should consider another financing. Limousine 04/2016 15,442 km 100 kW (136 hp) Diesel Automatik Purchase price 29,000€ Advance payment in € 0.00 € Duration 48 months Total running power 80.000 km Effective annual interest 2,99 % Fixed interest rate p.a.2,95 % Total loan amount (net loan amount)29,000 € Total amount 31,557,12 € Final rate 13,915,20 € (49. Rate) Mtl. Plus3-Finance What do I have to pay attention to? Have heard the closing rate should be lower than the actual residual value of the car? Can I still negotiate it with the dealer? Thank you for your help.