Hello to the round, I am in a difficult decision-making situation with my case and hope to get a wider view of the situation through external input. I have caused damage to my Sharan by a self-inflicted accident of 15,500 € (the figures are from a DEKRA opinion). The estimated replacement value for the Sharan is 23,800.- An offer of one of a “auto-recovery” for the accidented Sharan in the amount of 13,680,- (residual offer) Vers The insurance is against a repair, for plausible economic reasons [15.500,-€ repair > 23.800,-€(residual value) – 13.680,-€(residual value offer) = 10120,-€ (insurance service for non-repair) ] Now I have a new offer from the insurance, which you not only want to give me the 10.120,-€ “residual value offer” sond ern 12.120,- thus a new purchase of a used sharan (approx. 26,000,-€) would be a “zero sum game”: insurance benefit 12.120,-€ + residual value offer 13.680,- € = 25.800,- How about the process ? Please give me input to the mentioned thoughts, guessings, hunches, even if it is only partial aspects. I am very grateful for every message (if it is nice ) Dear Greetings André