Hello, we accept the following situation: A vehicle will be registered and insured on 19.10.2007 on a father. Since the father has the driver’s license over 3 years, the contract with SF1/2. However, the vehicle will be made from the beginning exclusively by the son (20 years, driving license with 18). The registration and insurance on the father takes place exclusively for cost reasons. Since the contract was drawn up in the second half of 2007, the SF-Class 1/2 applies for the year 2008. . On 05.10.2008 the vehicle is notified to the son and insured by him himself with another insurance. He makes an application for transfer of the damage-free of the father. So the son (if the transfer works) would have to be classified for the year 2009 in the SF1 (total year 2008 damage-free). Is this correct? Or are the damage-free months lost, because the contract of the father at the time of transfer was not yet classified in SF1 but it only on the 1st day of the transfer. 1.2009 would? And which SF class would apply in the remaining months of 2008?