Hello guys, I wanted to ask you for your advice in advance. I have been insured with Admiral Direkt for almost 3 years, driving a BMW E36 323i. I have covered him with full cascade (the stupidest thing I could do) and I pay almost 400€ every 3 months there. I have not been financially well placed lately and therefore already had several times backload notes. It was planned now that I quit the insurance and then switch to ADAC with TK. Termination on 21.05.2012 (the Admiral can only be sent to But: I would have to pay over 400€ again in February, the amount up to 21.05. Can I send the admiral an e-mail that I would like to stay a customer and we see that I have already lowered the February contribution and then to have from there only TK? For this I remain as a customer. Normally I can only take out the VK for the insurance end. Do you have experiences or tips? Thank you and greetings! PS: Hab there already called, but the gentleman could not do anything because they somehow have computer problems.