Where did you insure your motorcycles?

Servus I’m looking for a new insurance and the cheapest European insurance offers me for my motorcycle Ninja Zx6r 636 with 96kw and SF 1/2 partial cascade season 03-10 for 195€. Among the others: Vhv 234€ Hdi 275€ Huk24 223€ Allianz 383€ axa 394€ I don’t understand that the prices differ so much with the same conditions and that irritates me very much. I would take the cheapest but vlt you have an experience of Europe insurance.