Situation: Accident in the parking lot, one (A) slowly drives backwards out of the gap, the other (B) is too fast: (A) has slight abrasion on the bumper, since only hit, you can rub everything away or polish it. Small deep scratches, so actually a case for the change, however, leaves it, since only beauty mistakes and he thinks that he has 100% guilt. (B) has his complete side wall painted, € 2500,00 insurance from A says partial debt. A is happy and de Is A at a disadvantage if he doesn’t have an expert report immediately? A would like to wait so long with an expert report, until it is definitely certain that it is 50:50 fault, because he does not want to be upgraded in the UK, is actually only a small scratch, but what the other can, A can for a long time. Tips?