Hello everyone, I had to suffer today; My brother was on the way with me in the morning and then he left me at home to drive to school. 2min later I received a call from my brother that the car suffered a total damage. When I arrived at the scene of the accident I saw 2 Totally destroyed cars one of them was mine the other had a Polish license plate and there were 3 Polish nationals without German knowledge. The Polish driver My brother is 18 years the car is insured with the insurance from 24 years. My questions: Run all-round and then later differentiate the money of the Polish insurance? If so what advantages and disadvantages. Will a loss of value for the car be counted? The first installment was not even paid! Can I get out of the matter with +-0? My brother suffered prellations and had a a state of shock and was in hospital for 5 hours! Is he granted pain money. Is my car or the rest of what is left of it “deposited” to cover any extra costs? Did anyone have a similar case?