Hello, I wanted to look for something under the front seat in my car and did it through the back door. So the back door was open. After about 30s it popped loud behind me and actually someone drove against the door. I reported damage sofrt my insurance and with the opposing insurance. Since I can not wait forever for a regulation, who is to blame, my insurance advised me first to take my own comprehensive. If the Perosn to 100 Of course, I will not be classified differently, but what is the procedure, who decides who is responsible for how much? Is my insurance automatically trying to collect the money for the damage from the opponent? Thank you