Hello you love , I have a problem ! 3 days ago I drove with my driving community to work . in the parking lot then it happened I opened the door and ZAck a violent wind surge has scratched the rear door of the AUto one of my work colegins . and caused a bump , according to cost estimate of the workshop 1000 € harm . Now the problem is that my vehicle owner would hate to use her own insurance since she recently Sel about an accident had and was rated very high .+ 300 € self participation. Can I run the clt. about my private liability ?would be a dream, always I have caused the harm yes also for your answers I am now very grateful Greeting Domenic