Hello, I need a vehicle for my business, but I probably have a problem. I have to get a little bit further and describe my situation. I had massive financial difficulties 2 years ago and could therefore no longer serve my loan rate until it came to the pay-as-you-go. I made myself independent at the beginning of the year. But kept my old job part-time. There I currently earn ~1150 € net per month. The pay-as-you-go is still running. advertising runs very well (the profit is ~ 2500 €/month before income tax) and I urgently need a vehicle (Ford Transit, Citroen Jumpy o.ä) for the company in the new year. But fear that it will become almost impossible due to the payroll & Schufa entries, because I have nothing in my hands except the BWA of my business for just 10 months and just in the Corona time nobody can say how the situation of my business or my income will develop in the next years. rd. Does anyone here have any idea of the matter or an idea how to solve it, if leasing or financing is rejected? Used car purchase is unfortunately not in question, since I had to put my previous profits almost completely into the operation to get it to run so well at all. So I currently have only a few small reserves for possible repairs etc.