Family car without reserves

Hello, I need a little advice from you on a vehicle purchase especially with regard to the financial situation. We are currently driving a Volvo XC 60 (EZ2016 D4 awd) for half a year. The vehicle is fully financed with 290€/m and a closing rate of approx. 850€. Purchase price approx. 23.000€ In addition we are currently in the house construction and our driving profile has changed. Instead of approx. 17,000km/a we are now at 28-30,000km/a. We currently have 1 child (will soon 1), a zwe ites is to follow in the next years. So a car is wanted where 2 children with baby shell or reboarder fit in the back seat. Since I am about 1.95m tall and a year ago had a intervertebral disc surgery it should become a Suv. Despite this the xc60 from the 2nd child probably becomes too small (behind me no child seat fits). Since the car is used for commuting to work the consumption and wear also plays a role. This is stormy higher in an SUV therefore we like to e My real question is, what is most useful financially, especially with regard to our child and the (dear) house construction, a car has slipped for me from the weight to the bottom. I don’t want to spend so much on a car and see the extra costs for an SUV (even if it’s more back-friendly) not currently. Vans fall out categorically (we both find ugly and the body shape is also unfavorable to commute) I want possible t a small financial burden monthly. Basically also nothing speaks against older vehicles, as long as they are chic (O-Ton woman). Repairs disturb me also (less), only an old car we would have to fully finance because there are no reserves for it. The car should have automatic, comfortable seats and good light and of course space. With the annual drive power, makes there a gasoline or diesel sense? (The liter prices are currently densely populated each other) What about Most useful? Current car continue driving? Cheap 3-4 year old combo financing? “Older” car for approx. 10-12.000 ́€ finance + reperatures if necessary? Sorry for the Wall of Text, am looking forward to your advice. Greetings