Hello together, the desired model + equipment is found, but with currently approx. 37,000 EUR has a quite juicy price for me (new model as a young used/annual car/etc., available since 09/2019). I know that the whole thing is far from sensible. I am only concerned with the opinion of more experienced people than me, whether it is possible with my financial situation. I have currently about 30,000 Euro available on the account. Another 10,000 are invested in shares, to which i In the event of an emergency, I will be able to get a salary of approx. 2,000 – 2,100 EUR per month. According to mobile.de, I get 8,300 EUR for my current car, I start from worst case 5,500 – 6,000 at an AH? Ongoing expenses I have an extra cost of 400 EUR (I still live at home). I have planned to move out in 3 years at the latest. I would like to cover the 10,000 to 12,000 for this. A house purchase is not planned in the long term. I am currently Single. So I have about 1500 in the worst case monthly for saving & spending. Now it’s your turn. Is it relatively risk-free to finance this car? Or complete nonsense? Does it make sense to wait for the further depreciation of the new model? Thank you in advance & friendly greetings