Hello, in March of this year I bought a new helmet from Hein Gericke for almost 200€. From a friend I got a voucher over 20.15%, you did not need it. So far, so well. I paid with discount deduction, almost 160€ Now this friend has happened a little misfortune, she striped my helmet yesterday with a bag and the helmet fell to the ground. At the same time a small pin is broken which is responsible for the sun protection visor. Function is but now very limited. Now my question about it. My friend will report this to your liability, quite clearly. Should the insurance replace the helmet, from which I assume, it will replace the almost 200€ or the price with the discount? Of course, the original invoice is available. I will not get the 20.15% now. Should I actually bear the 50€ extra cost if it goes very badly?