Hello your experts, since I have not found the right information for me from many of your posts – via search function – I write this post. So far I have hardly been interested in the topic “car” and therefore I have almost no idea. I hope that I can find the right answer from you. Questions: 1. Which car – taking into account all the associated costs: Low insurance (type class), tax (D4/EUR4), repair costs, spare parts costs etc. – should I buy? 2. Which insurance (taking into account the “small print….” )? What do you think of the “KFZ insurance (125%) for new drivers” from ADAC (http://www.jungesportal.de/).Do you know similar offers from other insurance companies? 3. Should I search and buy via the internet or on-site at the dealer’s office (can you recommend your good dealer in Düsseldorf and the surrounding area)? 4. If I have chosen a specific car, how – regarding car condition, price negotiation etc. – s Information: 1. Driver’s license since the end of Feb 07, > 27 years old (holder+driver), employee, place of residence: Düsseldorf. 2. The insurance will run over me (no possibility to run over parents or other alternative). 3. I would like to spend about 3,000 – 4,000EUR. 4. The car should not be older than 7 years, gasoline, up to 55KW, as low as possible KM performance. 5. I would drive the car about 2 years and then – after which the SF class hopefully no edriger has been classified – switch to something better. Thank you for your information.