Hi, a few days ago my partner drove by car into the garage gate of my landlord. Car is ok, only the gate has to be replaced completely. After a cost statement of the company, the car insurance of my girlfriend wants to deduct about 30 percent because the complete garage is over 15 years old. Now my landlord wants to have the remaining amount from me or from my girlfriend, since he does not want to remain at any cost, are after all about 400 Euro – k I understand. Can the insurance simply reduce the costs to be reimbursed for such damage? After all, the gate is only part of the garage and the total value of the garage is much higher than the repair costs for the gate, the garage and the gate (before the accident) have been in a very well maintained condition. Thank you…