Tach, I’ve already read a few Freds here and I thought I’d sign up now, because it’s probably going to be this far with me soon with the first car. So get ready for a lot of questions from a guy who has absolutely 0 idea of cars. (My parents never really had one – so it comes that I didn’t notice anything about technology compared to friends etc.) I try to avoid asking questions that have already been answered. The thing is that I’m in front of you. Obviously in April I hold the “Lapp” in my hands and will be in May 18. By 01.08.2013 I absolutely need my own car, because I need this for the training. (I don’t attach any importance to frills – A working 1000€ sheet metal companion is enough for 1-2 years, I think ) Now I have as I already wrote no parents on which a second car could be registered. The only one would be my stepbrother (mid-30, has already insured a second car of woman, lives in d The question is, however, whether this is worth it at all. He would be as far as I know then yes policyholder and I the holder – right? If not, I must enjoy the luxury well or badly and take the liability insurance on my name as a beginner. What about the 1.7? How about the downgrading on 1.1 then? Let’s go from 120€ per month – Can you guess how far this would change – so that I know if a possible return to the same city is possible. ckdaten would be worth it at all? Maan so many question marks! I’m really sorry :S But I’m already thanking you in advance and hope you can give me a little bit of clarity.