Hello, first of all I have to say that my topic has nothing to do with vehicles, but maybe I am lucky that my contribution reads someone who knows about insurance. So, at a birthday party my laptop was badly damaged. The case was reported to the responsible liability insurance and submitted the estimate. The insurance now wrote back to me, they only transfer the net amount and the VAT only with the completed rep. and submission of the added amount. My question is now, what does it look like if I don’t want to have the laptop repaired and prefer to buy a new one for it? Do I have a chance to refund VAT? The laptop was bought in June 2006 (799EUR) the damage amounts to 403EUR (net). Eine Rep. is honestly too tricky for me, because after that something might not work that way, because there was a damage that you don’t see immediately and then it takes forever. In short, when Do I have a chance to get the VAT, too? I hope you understand my problem. Thank you very much in advance PS. please don’t be mad, I know it doesn’t belong here, but I don’t know any other advice. I think I’ve heard of Astra-H drivers here who know about insurance. Would be really cool if someone could help me. I want to call the insurance company tomorrow and I want to know what I’m talking about. MFG