Hello! I hardly have my new car happened even a small accident. I park backwards from a parking lot, stand already on the track and want to switch into the first gear as the car, which before stood next to me, drives back into my passenger side (without braking – did not look my opinion to the rear) Now down directly next to the passenger door (2 doorr) is a delle, with scratchers and cracks and the varnish splinters off, above the decorative strip are two more scratches and four small dents and this decorative strip stands out. First, the causer wanted to give me a partial debt because I would have gone wrong around. But the causer would like to pay (only) for the large delle at the lower side of the passenger door and he wants to clarify the whole without insurance. But these other dents and scratches were also caused by the accident, as well as the broken decorative strip. Now I am unsure what to do and how to proceed n should, even if the polluter refuses to clarify it by means of insurance? Or is it worth it more to clarify the whole privately?