Insurance Proceed 2024

Greetings today open my mailbox of the HUK and there jumps into my eye a great increase of approx. 75€ for the Proceed GT, with the HP only 7€ more and with VK 67€ about. To this the SF 27/26 with SB 500VK/150Tk plus discount protection, Kasko Plus and protection letter incl.12tkm. Now I have found but not what makes the Proceed so much more expensive, whether regional or type class. I only expected times at Check24, it is hardly better but also is not the annual changer since this is always a bagging process. But cheaper is not usually better either. How is that with you, who already has data for the coming year?