Hello, accident causer was not insured, since car may only be driven by policyholder+ spouses, (according to contract) policyholder wurda but for 2 weeks operated and is sick written and complained before driving so the uninsured person drove vehicle and caused driving accident, insurance is now obliged to regulate car of the accident opponent or what does the situation look like? I think alone from Kulanz would have to do that or? Insurance mö but have been satisfied by a doctor the policyholder is unfit to drive;HALLO is still working?(Sickness is due+ pains are present, how should one have pain confirmed?)Thank you for answers It is a little hurry……