Hello, my car is burnt out 14 months old Friday night.The police said arson I now assume that the comprehensive insurance covers the costs. I am insured against theft fire and explosion storm and hail, lightning flood, avalanches, mures collision with vertebrates of all kinds (e.g. wild damage) glass breakage cable damage after short-circuit marter bite In case of total damage, destruction or loss we pay the replacement value minus R reimbursement of new prices for cars We will refund the new price in the first 18 months after first registration in case of total damage or damage if the repair costs reach 80 percent of the new price or in case of waste within 12 months after first registration. Replacement of the door and steering wheel locks after waste The comprehensive insurance includes the services of the partial cash insurance. skoversicherung the damage to your own vehicle in the event of accident damage Damage caused by vandalism Damage caused by transport of the vehicle on a ferry Can I now look for a new car without much worry?The car is still in a financing the insurance will trigger the car? New price 23000 replacement 27000 Who can advise me? many thanks Thomas