Hello, I have now insured my Golf 3 a few days ago and must pay at 35% twice as much as normal only because I am novice. so 800€. Now I have learned however, that a friend of mine, who also drives a Golf 3 and also novices is not even half of what I have to pay. Although the car is also registered on it, as with me and he also runs the insurance over a known and thus also has 35%. can that be that I have to pay over twice as much although we have the same conditions ? And can I make use of the right of withdrawal (you can within 2 weeks and the insurance completion is only a few days ago) and then e.g. go to his insurance and take the percentages and then also have to pay less ? because to pay the half it would be worth it to me in any case . and another paid for his ibiza at 55% also only 400€ with the same framebed ingengeben as with me! something can’t be right