Hello guys, I’m new here in the forum and I need your advice or your opinion. Soon my driver’s license test is on the agenda and of course I have been thinking about a mobile kit for some time. Of course I have already talked to my parents about this topic but there are unfortunately big differences of opinion. My father absolutely wants to give me a new Suzuki Swift All Grip with 90 HP. Unfortunately, I don’t really have a say in the car election. t, because the funding has to run through it because I am in training and would not get approved. Now I have looked around and came across the Seat Ibiza Xcellence EcoTSI with 115 hp which I not only like much better but is also not exactly more expensive than the Swift with the configuration I had created. My parents are strictly against cars that have more than 90 hp (all about this is their opinion too much) but I do not know how to use it. I don’t think it’s really good arguments (especially since it’s only a difference of 25 hp).The questions that I’m now asking are the following: – Would I ever be happy with a new car as a beginner (many say I shouldn’t do it because of the accident risk etc.)? – What is the financing rate and down payment for the Seat Ibiza Xcellence EcoTSI with 115hp and how much Eur o do I have to calculate about with the insurance? I would like to thank you in advance for your answers, LG!