Hello all, I have in the past financed a Tesla Model 3 with almost 2% and a duration of 48 months at the ING and without deposit. I made every month special payments, so that the car (39T€) was paid within 16 months without having lost notice of quality of life with a net income of 5T€ as a worker in a group. The car was and is still mega horny. However, I want to sell it and my dream, a G-Class, we It’s used with 50T Km and before 2019 from 60-80T€. Now it’s the case that there are no penalty payments at the ING, if you replace the loan prematurely. (as with me above). Purely from the logic I should take a loan with a particularly long term (96 months) to keep the monthly rate and interest payments low. And with the special payments actually pay off the car or not? Do I have a mistake in thinking somewhere? In retrospect I would have a problem with the first credit a for 96 months….