– of course not obvious – terminated at the end of the year. I pay a lot of money and am now 10 years accident-free… Anyway; I would have changed anyway, because it is only about the price. What about the information that I have to give against the potential new insurance? I had this year two glass damages that were borne by the previous insurance undistorted (they must have it); with above result. Count these to the “from the preinsurer” And if I take care of a new insurance now, am I, as the vehicle owner, the one who starts the change of insurance or not? In this case it should not matter, that the insurance anyway expires at the end of the year? vg stefan