VW Bank – closing rate / connection financing

Hello together, my question is addressed to all those who have experience with the connection financing of VW Bank. In just under two weeks the closing rate of my Golf VI is due. I have and did not intend to return the vehicle because I am very satisfied with it – except for small things – and since the closing rate is significantly below the price of current used car offers (which are also usually significantly worse equipped with similar age and similar mileage) of the relevant In Since my VW dealer had to register before a time of insolvency and by now no longer existed I received from him logically no offers or information about the further process. For this reason the question arises for me now about the expiration regarding the financing of the final rate. I could pay them in cash however some other small construction sites, for which I would prefer to use the amount (instead of there possibly to take up more expensive loans Therefore, I would like to pay only a part of the closing rate in cash and would like to continue to finance the rest – a higher interest rate (previously 2.9% eff. ) I accept up to a certain percentage. Does anyone have current experiences such as this specifically with the VW bank expires? Should one become active in advance and ask for an offer or will one automatically submit an offer for further financing? Does the VW bank offer (due to the so far complete and punctual Rateenza) In the last 47 months) more favourable conditions than foreign banks? Which interest rate do you have to reckon with at the moment with a connection financing approx.? First of all thank you for the answers!