Be careful if your opponent’s own insurance or insurance offers you to handle your damage completely for you, that sounds like: “We’ll pick up your vehicle- we’ll put a rental car in front of your door – we’ll take care of the repair of the accident damage – we’ll bring you the vehicle repaired and freshly cleaned back in front of your front door” All consumer protectors, such as the ADAC and also the “Deutsche Verkehrsgerichtstag- Goslar” warn The government also warns against this so-called “damage management of the insurance companies”. Quotation: “Note that the central call of the car insurers on the basis of your call passes on the damage report to the liability insurance of the accident opponent. You must therefore expect the opposing liability insurance to approach you on your own initiative and turn on a motor vehicle expert of your choice. However, you do not have to be satisfied with this. n.” Source: Legal tips on the traffic accident. (see my signature) Edited by the Bavarian State Ministry of Justice (May 2003). Therefore: Never (but really never !) ask the opposing insurance for advice. Anyone who follows the advice of the opposing insurance for accident regulation makes the biggest mistake that can be made in the accident regulation at all. Do you ever have the idea of having your insurance done by the F i n a n z a m t ? only to the independent motor vehicle expert of your own choice The costs of experts shall be borne by the victim insurance in the event of an accident without fault.