Hello guys,I have the following problem,I own an IHC excavator loader,this has an ABE in it that he is registered and insurance-free and 20kmh fast!Now you’re never in it and the risk always drives with you, so I have closed the days at Zurich a private liability and additionally insured the excavator loader against 20 euros surcharge per year,it was said that all journeys are insured also without certain destination and purpose,also I should f own or on the grounds of the parents do work with the machine!Now yesterday the contract came into the house fluttered in which stands the only insurance cover on own premises (so if one is registered in the land register) and also no journeys over the road are covered!Well I will come out of the contract even if I have been told he has a duration of min 5 years!