Yesterday in the city of Celle a car drove against a house wall. So far so good. However, the car drove because of a police persecution with 120 kmh in a residential area. The reason for the persecution was the fact that this car with different plates front and rear had noticed. No one knows more exactly, but what if this car was stolen and the thieves are destitute? Who comes for the considerable damage to the house and the car parked next to it by the house owners I do not ask for legal advice (doesn’t concern me personally), but rather for an assessment from an insurer’s perspective. Provided, for example, there is a liability insurance of the stolen vehicle owner. If the car was of course not insured at all, it is clear that the homeowners will probably remain at their expense.