Hello I have on my Mercedes a comprehensive damage of 3139,27 €, which I want to fictitiously settle according to KV. Today I received from the HUK24 after 6 weeks a letter, according to which they could have the damage repaired in a free workshop for 2387,77. Due to the fictitious billing would not pay the VAT 381,24 € and then deduct the excess of 500,- € and thus refund 1506,53 €. As I have read now the reduction contests ig and probably countervailable. (I am grateful for tips and hints) The VAT deduction was known to me. My question now is: Wouldn’t the deduction of the deductible have had to be made from the gross amount and then the remaining VAT had to be deducted from the balance? Thus the VAT for 500,- yes double is deducted! Greeting Chatwalker