Good day, I left yesterday in sunshine and after 5 minutes I came into the end of the world. Now I have dozens of dents, most on the bonnet and on the roof, as well as other minor damages I appreciate the damage as a loan at min 130€ (about 700-1000€ the dents). I estimate the replacement value of my car so at 700-9000€ plus if necessary car gas (that has mine). Now this is my first damage and I have no idea how this works. If someone here My questions: 1. The insurance only pays the maximum replacement value, right? With or without autogas conversion? 2. The insurance said that they will probably hire an expert. A friend told me that I should insist on a separate expert in any case, because the insurance only tries to push the price. But do I have to pay it myself then? They should be properly what they want. 3. I should send an estimate of the insurance. I heard that I should drive directly to VW. Is that true? I would otherwise like to go to the workshop of my trust. Does that make a difference? 4. Is there anything else to consider? I accept every tip. My car is in a very good condition and has no technical defects. Therefore and because I love my car, it is not possible for me to buy another car. I would but I think I decide to eliminate the damage with a good friend. Is there anything to consider about insurance? Thank you!