Safety first?

Hi, wanted to know how you deal with people (e.g. wife, girlfriend) who say “driving a bike is so dangerous I’m afraid that something will happen to you, buy you a nice car and so on…! And: What are you doing for your safety? How is it exactly with protective clothing? Would you like to go on for a while, but also to the city where it is only 20KM, you put on complete station wagon? or just leather jacket? How is that actually with these back protectors? How useful are the and sin d that worked in the jacket? If yes, that would be pretty stupid, if you just want to go to the city, you have to drag it all around.. Please give me some information about textile vs. leather clothing and please write something about these back protectors, thank you in advance.