Your Opinion on the Timing Belt Interval

I would like to read your opinion on the subject of timing belts. I have an Opel Vectra C /1.8, in which the timing belt interval was set by Opel to 90,000KM or 6 years. Now it would be a change of timing again, because the 6 years are over. However, I am still relatively far away from the 90,000 KM. I question the logic behind this, because if a car is 6 years in the garage I would not necessarily have the Z I have no idea about the wear caused by aging. The friendly one wants to exchange (with water pump) 600 euros. On the one hand I don’t want to spend unnecessarily money, where it would still have 1-2 years time, on the other hand I drive with the family to France and don’t want to wait there with a torn timing belt on the highway somewhere in France for the ADAC… How do you keep it in such a way Do you adhere to these precise time limits, even if the KM number has not yet been reached? Perhaps you can also explain the logic behind it to me. Thank you in advance and greetings from Hamburg – Timmeteq