so dear people have a try with my insurance. due to 2 damages this year I have been regraded from sf class 8 to sf class s. short explanation: vehicle registered on my dad ( sf8 ) then a friend built an accident and I have to be liable for it or better said my dad da insurance company. well then we were in the sf 4. said car logged off because gear damage. percentage of my dad overwritten me (after that I think why we do this). t have however no matter ) so I ended up thanks to not so long duration of my license bestize in the sf 3 ok we did not read the small print in the contract and ran stupid. then I bought a new car and registered on me and insured. 1 week after the registration there was probs on the road and I unfortunately have a new bmw covered. after that I got from the insurance company write that I now fly to the sf1 because of the accident of the sf3. I got angry but passi ert. then I get today a letter that I still …eur may repay for 2008 because thanks to the 2 accidents of this year I fly into the sf s. still don’t understand why I have been upgraded for each damage. maybe as a penalty for 2 accidents in one year. so now to the actual question. since I could save myself with the increased sf class with other insurances I wanted to ask if the following would be possible. n (because otherwise you can’t get out of an ongoing insurance contract without cost [refund of your contribution]) car then put down a week. with another insurance a contract ( either with sf s or stop what they offer me) then re-register the same car from before times apart from the costs for the subscription and registration I would still be much better off than if I would stay with my current insurance. now my question goes the or is this even illegal (why) hope someone can help me.