Sometimes you just have to borrow a car for certain purposes, because you don’t have one or that which is not suitable for the purpose. My question: How can I protect myself for a damage that I financially cover when renting a foreign car (especially from an acquaintance) if it comes to a damage/accident due to my fault. Private liability: A private liability will probably not take this risk (or would it be unlikely) ? Sixt and his consorts offer seperate comprehensive insurances…) Is it possible that if I rent the car from my friend, I can insure somewhere if I myself are in debt with an accident. Damage by reclassification: Well the damage (which might go into the millions in theory) would be limited by the insurance of the vehicle owner. But certainly I would have to replace him with the car himself in the event of an accident and I have to give him the increased liability premium over a year. The damage would not be immeasurable due to the insurance of the holder (since I think that also accident is insured by foreign drivers), but I would certainly add a few thousand EUR in damage amount for the mentioned reclassification. I would be grateful for a practical regulation like one of the acquaintances to borrow a car. This question has been on the agenda for a long time. and would like here at last a final answer. Nice greeting Manfred