Dear forum members, I had already a similar topic here (Vers. does not accept impairment). There I got a impairment shortly before the lawsuit. Now about 8 weeks ago someone drove again into my parking vehicle. This time in the rear-stump. Car has about 140tkm on it and was maintained up to 90tkm checkbook. It was clear. I obtained an estimate in a VW-contract workshop (Golf IV, TDI 74 KW, year 2003). Estimate: approx. 843 € incl. VAT, 709 € without VAT. The insurance paid me 615 € + 30 € flat rate and referred to a cheaper workshop with lower hourly calculation rates. I have so far not engaged a lawyer to regulate the accident. Question: Should I now take another lawyer regarding the still missing approx. 95 €? It is not about the money, rather about the principle. Did the insurance write a long letter miit reference to BGH-judgment of 22.10.2010 and that the insurance But they don’t want to pay the remaining amount! Now my questions: – What experience have you had with regulating such differences (it seems to happen more often)? – Who will bear the costs of a lawyer if I first want to warn the difference by lawyer? Also consider whether I should file a complaint in an emergency. Unfortunately, I am not covered by legal protection. Thank you for your opinions. Greetings