Hi, I have the following problem: At the end of the last year I had an accident with my old Toyota Carina. The debt question has been clarified. The expert found that the damage was at 280€. The replacement value he estimated at 230€. He set the remaining value to 250€ after he had put the vehicle into a residual value exchange. I did not want to repair the car and I expected from the opposing insurance replacement value – A letter from the insurance company, stating that it has found a buyer who would be willing to pay more than €1500 for my vehicle. The insurance company sets this sum as a residual value and agrees to pay me the remaining approximately €800. The offer is still valid for about two weeks. A check has been added. I don’t want to sell the car at all. On the one hand, I want to buy a new car no My question is therefore whether I have to respond to the offer of the insurance company. What happens if I don’t accept the offer of the listed dealer? Can they still calculate such a high residual value for me? I assume that I will appoint a lawyer to regulate the damage, but maybe it will be a little more straightforward. Iterführende Antworte sehr greig. Greetings