tomorrow, at the moment I am at the aachen-münchner and would pay 1050€ for 2008 (HP,TK150,SF4) and think about a change after. from the benefits, the AM is not bad, so I have e.g. 3 accidents “free” without being upgraded and a “driver plus”, which in the case of a self-inflicted accident and subsequent incapacity for work for the wage loss. so something you pay with. so far so good, it is too expensive for me. now I have been doing all the tariff calculations for a long time r to try, but you will be yes, you don’t pay attention to, everywhere over nuckel. to what I pay attention to now, is that the collision with JEDEM animal is insured and ALL damages are covered by marderbisse with. that’s something that is often left out. only, where do you like to hide “fall” in small print on which you should pay attention? that I don’t have the two above mentioned things with the cheaper insurances, is logical. I’m not sure if it is worth an extra price of about 300€. the other offers all move between 650€ and 900€. so with “only” 150€ extra price I would probably stay with my current insurance, only at 300€ you think about it already and ask yourself how this price comes about or what was excluded from it. mfg