I was a novice driver and up to now 2 years with the Württembergian with a telematics tariff and am now at the SF 2. Now I had sold my car and now I want to lay me a new one. The question is now: Which insurance is the best/cheapest? Which are you and why? Does someone have experience with the HUK and the telematics tariff? (I am a bit skeptical because the HUK builds a sensor in my car and at the Württembergian I had only one app on my mobile phone) Knock it off!