Hello, at the moment, I am insured with the Allianz but this is just too expensive for me. I quit. When studying the price and the comparison at Stiftung Warentest I stayed stuck with the HuK and with Allsecure. Since the HuK Classic tariff with factory binding is, according to my opinion, very similar to the Allsecure Komfor with workshop binding, I don’t know what is better for me. Find with AllSecure well that in case of damage there is a free rental car what for The HuK would only give this one very cheap, whatever that means…. For this reason I would currently end up for Allsecure. What I find funny is that at the moment in a Focus Money Test the AllSecure is the price-performance winner in the text but is not listed in the Top10 list. However, there is always the HuK there as well as on other pages, but why is that so?