Moin Moin, I had a parking accident a few months ago. Over the night someone drove me to my car (cratzer at the fender, front skirt and the rim) and started hit-and-run. I called the police directly, which took the damage. After a few weeks came a letter from the police saying that they could not find anyone and that the advertisement was dropped. I also informed my insurance company and should have my car in a We In the given workshop, I had an estimate made, but did not take advantage of the insurance’s performance and still live with the scaffolding on my car. This morning, a letter came from my insurance by saying that I should be reclassified in my freedom of claims class and pay about 215€ more annually. Is that right? I mean, I only reported the damage, but none of the insurance claims What am I going to be reclassified for? I have a full insurance.