Hi together, two days ago someone drove into my parked car and the rear apron (plastic) is totally scratched. Likewise, the lady will certainly have touched my exhaust if I look at the damage like this. The car itself is only 2 1/2 years old. Since the opposing insurance has registered in record time and also wants to do without a KVA, because it is unseen only scratches which can be painted, I became suspicious. then run over a lawyer, because I don’t know what it looks like behind the panel and the attachment as well as the exhaust, which in my opinion is also too far ahead in contrast, to the other side. However, I can’t assess at all whether the damage is above the bagatella limit and I don’t get stuck at the expense. Vlt. can someone from experience make an assessment. LG NiBi85