A friend asked me here to ask briefly what options he has. Values from the report: Repair costs without VAT 5794.31 VAT 19% 1100.92 Repair costs with VAT 6895.23 Assessment no repair release replacement value (difference tax 2.5%) 5.170.73 Replacement value with VAT 5.300,00 Residual value with VAT 2.720,00 Excess profit 500,00 Costs Emergency repair without VAT 49,00 Insurance has already transferred the 1950,73 €. Car was hit by a guardrail and the complete driver side from front to back is scratched. Son of the vehicle owner is a car mechanic and he would fix the vehicle a little bit together again. So car should be kept. What other possibilities are there now, except to take the 1950,- € and to do nothing more with the insurance? – Can he ask for the VAT for parts that he has to buy (e.g. new fenders)? – If the son does this free of charge rep Is there any way that the insurance must pay for repairs (complete repair?, road safety repair?) up to the replacement value? Do you need more information in order to be able to assess this? Thank you very much!